When viewers first see Chester, he’s strutting across the quad clad in his personal high school battle armor: a crop top consisting of suspenders and a napkin’s worth of fabric, rose-tinted half-moon sunglasses, plaid pants, and yellow hair. After the school administration instructs him to change, he strips off his top and asks if any other students have a shirt to offer. Chester may have had the courage to bare his body without hesitation, but the actor behind him couldn't relate. “I was like, ‘I’m not going to breathe,’” the 25-year-old says. “I have to fully hold my breath and flex all my muscles because I feel so insecure and I don’t want to look bad.” dame 4 lillard To embody Chester, who Smith says the script describes as “modelesque” and “Adonis-like,” Smith watched every season ofAmerica’s Next Top ModelandRuPaul’s Drag Race dame 4 lillard Bernie Sanders Believes Gen Z Is “a Generation of Tolerance and Decency”We're really excited aboutVictoria Justice's new movieNaomi and Ely's No Kiss List dame 4 lillard differentiates millennial finances from other generations, with millennials more likely to have student debt that exceeds their annual income. In 2016, millennial households had a student loan-to-income ratio that exceeded 100%, compared with ratios of 50% or less in previous generations. The figures are particularly grim for those in the bottom 25%. While Gen X'ers and baby boomers in that cohort had a net worth around zero, on average, these millennials have about $19,470 in debt. dame 4 lillard